The U.S. Department of Labor (DOL) recently proposed a new rule (the “Proposed Rule”) that would offer group health plan administrators an additional safe harbor for electronically furnishing required group health plan disclosures to participants and beneficiaries.
If finalized, the Proposed Rule would give group health plan administrators a modernized alternative to the current, more limited, electronic delivery framework.
What You Need to Know
Modeled on Retirement Plan Rules, with a Key Limit: Group health plan administrators would be able to make electronic delivery the default, just as retirement plans have since 2020. However, citing privacy concerns under the Health Insurance Portability and Accountability Act (HIPAA), the Proposed Rule does not permit direct delivery by email.
Four Core Requirements to Qualify: Administrators of group health plans under the Employee Retirement Income Security Act of 1974 (ERISA) would need to satisfy four core requirements to rely on the… Read the complete article here...
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